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FDIC Deposit Insurance Coverage
*Coverage is a combined total of deposits for both banks, by account ownership category.
Single Accounts
owned by one person
$250,000 per owner
Joint Accounts
owned by two or more persons
$250,000 per co-owner
Certain Retirement Accounts
includes IRAs
$250,000 per owner
Revocable Trust Accounts
$250,000 per owner per beneficiary up to 5 beneficiaries (more coverage available with 6 or more beneficiaries subject to specific conditions and requirements)
Corporation, Partnership and Unincorporated Association Accounts
$250,000 per corporation, partnership or unincorporated association
Irrevocable Trust Accounts
$250,000 for the non-contingent, ascertainable interest of each beneficiary
Employee Benefit Plan Accounts
$250,000 for the non-contingent, ascertainable interest of each plan participant
Government Accounts
$250,000 per official custodian (more coverage available subject to specific conditions)
To calculate your deposit insurance coverage
Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) at:
www.fdic.gov/edie
For questions about FDIC coverage limits and requirements
Visit
www.FDIC.gov/deposit/deposits
, call toll-free 1-877-ASK-FDIC, or ask a representative at your bank
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